Workers' comp settlement calculator

Estimate your statutory workers' compensation benefits and lump-sum Compromise & Release (C&R) payout. Calculates 66.67% TTD wage replacement, PPD impairment ratings, and future medical buyouts.

Get a free educational estimate in less than 2 minutes.

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Estimate your settlement

Answer a few questions about your workers' comp claim. Nothing you enter here is saved or sent anywhere unless you choose to submit the case-evaluation form at the end.

Step 1 of 4 Wage & time missed

Please select your state.

$

Gross weekly pay before taxes including regular overtime

Weeks authorized off work by treating workers' comp physician

Estimated weekly TTD benefit (66.67%) $0 / wk

Tax-free statutory temporary disability payment

$

Total doctor, hospital, and physical therapy bills authorized so far

$

Anticipated lifetime injections, surgeries, prescription drugs, or physical therapy

Medicare Set-Aside (MSA) Alert: If you are eligible for Medicare or expect to be within 30 months, federal law may require a portion of your future medical settlement to be deposited into an MSA account to cover injury-related care.
Body part / injury schedule

Please select an injury schedule.

Do you have permanent work restrictions?
Did a third party (not your employer or coworker) cause your injury?
Estimated workers' comp settlement range
$0 – $0

This is an educational estimate of the statutory lump-sum C&R buyout value — not a prediction of what an insurer or court would actually pay.

Get a free case evaluation

Breakdown of your estimate

Past wage replacement (TTD missed weeks)$0
Permanent partial disability (PPD award)$0
Future medical care buyout value$0
Estimated workers' comp C&R buyout$0–$0

What does this estimate mean?

Workers' compensation statutes and maximum benefit rates vary significantly by state. This tool provides educational estimates of statutory benefits. Consult a licensed workers' compensation attorney for case advice.

Workers' compensation law

Compromise & release vs. third-party claims

Navigating on-the-job injury claims requires understanding the strict boundaries between administrative workers' compensation and civil tort lawsuits.

No-fault statutory system

You do not have to prove your employer was negligent to receive workers' compensation benefits. Even if your own mistake caused the accident, you are entitled to full medical coverage and temporary wage replacement.

Compromise & release (C&R)

A C&R settlement pays a lump sum in exchange for permanently closing out your right to have the insurer pay for future medical bills. It gives you complete freedom to choose your own doctors and treatments.

Independent medical examinations (QME / AME)

Insurance company doctors routinely give artificially low impairment ratings. Demanding an evaluation by a Qualified Medical Evaluator (QME) or Agreed Medical Evaluator (AME) is vital to securing an accurate disability rating.

Third-party personal injury lawsuits

If you were driving for work and got hit by another driver, or injured by equipment made by a third party, you can pursue both a workers' comp claim AND a civil tort lawsuit for pain, suffering, and full wage losses.

Common questions

Frequently asked questions about workers' comp settlements

No. Terminating, demoting, or retaliating against an employee for reporting a workplace injury is illegal under state labor codes. Violations expose the employer to substantial additional civil penalties.

Workers' compensation disability payments and lump-sum Compromise & Release settlements are fully exempt from federal and state income tax under IRS Section 104(a)(1).

Workers' comp attorney fees are strictly regulated by state boards and must be approved by a workers' compensation judge—typically between 12% and 15% (substantially lower than the 33% standard in personal injury tort cases).

Next step

Get your workers' comp settlement evaluated

Connect with an experienced workers' compensation attorney in your state. Ensure your impairment rating is accurate and evaluate third-party lawsuit opportunities.

Submitting this form does not create an attorney-client relationship.

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Disclaimer: This calculator is provided for general educational and informational purposes only. It is not legal advice and does not create an attorney-client relationship. The estimate is not a guarantee of settlement value or recovery. Actual results depend on the facts of each case, applicable state law, liability, insurance coverage, injuries, medical evidence, damages, and other factors. Consider speaking with a qualified attorney about your specific situation.