Estimate your financial recovery for motorcycle, scooter, and moped crashes. Calculates orthopedic medical bills, severe road rash multipliers, riding gear replacement, and comparative fault defenses.
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Answer a few questions about the motorcycle crash. Nothing you enter here is saved or sent anywhere unless you choose to submit the case-evaluation form at the end.
This is an educational estimate based only on the numbers you entered — not a prediction of what any insurer, attorney, or court would actually pay.
This calculator provides general educational information. Every motorcycle crash involves distinct liability evidence, skid mark analysis, and helmet law nuances. Speak with a personal injury attorney for legal counsel.
Insurance adjusters frequently begin motorcycle settlement negotiations by blaming the rider. Learn how evidence dismantles unfair stereotypes.
The most common excuse from at-fault drivers is that the motorcycle was invisible. In reality, drivers have a strict duty to maintain a proper lookout. Headlight illumination, high-viz gear, and intersection sightline studies refute this excuse.
Insurance companies minimize road rash as superficial. In court, severe road rash requires mechanical debridement, painful dressing changes, skin grafts, and permanent disfiguring scars that justify high general damages multipliers.
Riding helmets, CE-armored jackets, Kevlar jeans, and specialized boots are one-time-use safety items destroyed in crashes. You are legally entitled to 100% replacement value for all damaged riding equipment.
Because motorcycle injuries frequently exceed standard state auto minimums ($25,000), accessing your own motorcycle policy's Underinsured Motorist (UIM) coverage is often the key to recovering maximum compensation.
Lane splitting is explicitly legal in California and permitted under lane filtering provisions in states like Utah, Montana, and Arizona. In other states, adjusters will argue comparative negligence, but the other driver can still be held mostly at fault if they made an illegal or unsafe turn.
Permanent scars on visible areas (arms, face, legs) command significant non-economic damages. Juries and insurance algorithms consider the claimant's age, whether keloid or hyperpigmented scars formed, and estimated future plastic surgery scar revision costs.
If the at-fault driver has only $25,000 or $50,000 in coverage, your attorney can file an Underinsured Motorist (UIM) claim against your own insurer, stack household vehicle policies where permitted, or seek commercial liability if the driver was on the job.
Connect with an attorney who understands rider rights. Protect your claim against unfair biker bias and recover full compensation.
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