Estimate your potential compensation range for personal injury claims. Calculates economic damages, pain-and-suffering multipliers, and comparative fault adjustments in 4 simple steps.
Get a free educational estimate in less than 2 minutes.
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Answer a few questions about your incident. Nothing you enter here is saved or sent anywhere unless you choose to submit the case-evaluation form at the end.
This is an educational estimate based only on the numbers you entered — not a prediction of what any insurer, attorney, or court would actually pay.
This calculator provides an educational estimate based on the information you entered. It is not a prediction of what an insurance company, lawyer, arbitrator, or court will award. Real claims are evaluated using far more information than a calculator can collect.
Insurance companies and defense counsel evaluate claims using a structured methodology measuring financial losses, future medical care, and non-economic damages.
The foundation of any personal injury claim is hard out-of-pocket costs: ambulance fees, ER bills, surgeries, physical therapy, lost paychecks, and prescription costs.
Non-economic losses cover physical pain, emotional distress, and loss of enjoyment of life. Adjusters evaluate medical chart notes, treatment continuity, and prescription history to justify the multiplier.
Under modified or pure comparative negligence, your compensation is reduced by your allocated percentage of fault. In 51% modified comparative states, exceeding 50% fault completely bars recovery.
Even a high-value injury cannot be recovered from a carrier with a low bodily injury limit, unless umbrella coverage, commercial liability, or third-party defendants are identified.
Economic damages are objective financial losses with verifiable documentation (bills, receipts, tax returns, W-2s). Non-economic damages encompass subjective losses including physical pain, emotional trauma, disfigurement, and loss of consortium.
Personal injury attorneys maximize value by locating all available insurance policies, gathering expert medical opinions regarding future surgeries, negotiating medical subrogation liens, and preparing the case for trial if adjusters offer lowball settlements.
Every state has a strict statute of limitations. For most states, you have between 2 and 3 years from the date of the incident to file a lawsuit. Claims against government entities often require formal notice within 60 to 180 days.
Under IRS Code Section 104(a)(2), compensatory damages received for personal physical injuries are generally not subject to federal income tax. However, compensation specifically designated for lost wages or punitive damages may be taxable.
Your actual claim value may depend on facts that a calculator cannot evaluate. You may be able to speak with a qualified personal injury attorney about your situation, at no cost.
Different accident types involve unique liability rules and damage multipliers. Explore our other free legal calculators below.
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